Though we value Capital One miles at around 1. Wells Fargo Active Cash® Card. Blue Cash Everyday ® Card from American ExpressTD Double Up Credit Card vs. Credit Cards. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. Capital One Quicksilver Cash Rewards. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 3% back on. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. 5% cash-back. Articles; Reviews; Compare; Surveys;. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. The Wells Fargo Platinum card does not come with any rewards, either as an initial sign-up bonus or for ongoing purchases. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases and offers a $0 annual fee, 0% intro APR for 15 months from. So that’s 2%. TD Double Up rewards. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Key Cashback® Credit Card * vs. Citi Custom Cash® Card. Wells Fargo Active Cash ® Card vs. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. S. These are the popular cards that most people can accessibly earn a good flat-rate cash back. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. You must select Apply Now on this page to take advantage of this specific offer. Not a banking app, just through PayPal (which most people already have). FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Citi Double Cash® Card. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. It provides a simple model—earn 2% cash back on. Cardholders Earn unlimited 2% cash rewards on purchases. Base rewards rate: 2% cash rewards on purchases. Compare The Drawbacks No credit card or financial product is without possible drawbacks, and it is important to be aware of the potential negatives before you make a final decision about which card is. Slickdeals. The Wells Fargo Active Cash® Card is an exception. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. It also offers a. Wait for the cash back rewards to post to your account. Wells Fargo Active Cash® Card. 24% - 29. The $95-annual-fee Citi Premier® Card and Citi Custom Cash® Card are an excellent duo for everyday use. Citi Custom Cash Card vs. The Wells Fargo Active Cash Card is another no-annual-fee card that earns 2% cash rewards on purchases. Bank of America Unlimited Cash Rewards vs. Best Cash Back Credit Cards of November 2023. 1% back on all purchases and 1%. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. If you typically receive an annual. Citi® Double Cash Card: Best for pairing. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. Also no FTF, which is great for the occasional overseas trip. Credit. I just don't like the more limited visibility into WF. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Now Citi just made it official with the double cash and made it just like the custom cash. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Double Cash might be better for a traveler because of the transfer partners it has and the potential to combine points with Citi Premier. Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. Even then, the no annual fee Citi Custom Cash will give you 5% on up to $500 a month which beats the BCP if you only use it for groceries. After that, an 19. NerdWallet's . Citi® Double Cash Card. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. S. 8 cents each, they can be worth much more when transferred to travel partners. The Autograph has car rental CDW and no foreign transaction fees. 99% Variable APR. Both the Citi® Double Cash Card and the Fidelity® Rewards Visa Signature® Card charge no annual fee and offer cardholders a solid 2% cash back (the industry standard is 1. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. 73. Citibank offers a bigger cash bonus opportunity — up to $2,000. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. would all get 2% instead of 1%. (on up to $6,000 in each category per year. Cardholders can now earn $200 cash back after you spend $1,500 on. Chase Freedom Unlimited®: Best no-annual-fee card. Best for Choice of Bonus Categories: U. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. With the Citi Double Cash® Card you can. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. Cash rewards cards that earn 2 percent on purchases aren’t unheard of, but the Active Cash card cuts the strings typically attached to that sky-high rate and leads the pack when it comes to. See full list on forbes. You will earn unlimited 2% cash rewards on all of the purchases that you make. With Citi Double Cash the $25 is the redemption minimum, so once you accrued over $25, you can redeem the entire cash back balance. People may hate Wells Fargo. Citi Double Cash. Wells Fargo Active Cash vs. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Wells Fargo Active Cash® Card: Best cash-back card. So I signed up for Wells Fargo checking account so I could deposit my active cash cash back into the checking account. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Other cash back cards earn more back. For. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. No annual fee. 6. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. Wells Fargo Active Cash® Card;. Based on identical spending inputs, you’ll earn $240. 73. Once the introductory period is over, the regular APR ranges from 19. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. You also don’t have to jump through any hoops to get the full. There’s. You can find all the details in our Wells Fargo Active Cash review. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. The WF card is a true 2% card with no gimmick of 1% now and 1% later and it is a visa card which is usable in Costco unlike the Mastercard Double Cash. 24%, or 29. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. The Wells Fargo Active Cash® Card carries no annual fee and earns an easy-to-track 2% cash rewards on purchases. I have had no major issues with using WF cards. Costco Anywhere Visa Card vs. ProsDoorDash Rewards Mastercard® vs. You get 1% cash back when the purchase is made, and the. - Plenty of. ”. Wells Fargo Active Cash® Card: Best overall. Wells Fargo is stingy on credit limits. This is a fairly competitive welcome bonus for. Citi Double Cash® Card. 24%, 25. You’ll earn 5%. On the Citi Double Cash Card, you’d earn $100 in cash back for the month on $5,000 in spending after paying your bill in full. 00 cash back per year with Citi Double Cash Card and $240. Most 2% cards don't have a SUB, while most 1. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Earn a $200 cash rewards bonus after spending $500 in purchases in the first three months. This effectively turns the Double Cash into a 2. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. 5/10 CNET Rating See Rates & Fees Apply Now On Wells Fargo's secure website Intro Offer $200 cash rewards Annual fee $0 APR 20. A light dimmer is a device that controls the brightness of a light fixture. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. 36 cash back per year with Blue Cash Everyday from American Express and $240. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi Double Cash Caret Down While the Citi Double Cash is a comparable 2 percent cash back card, you could earn less than 2 percent rewards if you aren’t on top of. Capital One Quicksilver Verdict Chase Freedom Unlimited® is the winner over the Capital One Quicksilver Cash Rewards Credit Card. 2% cash rewards on purchases. Simply pick up the phone to call Visa Signature Concierge. Annual fee: $0. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. Its main quirk is how the card. Wells Fargo Active Cash℠ Credit Card. The Citi Double Cash® Card is the winner over the Capital One Quicksilver Cash Rewards Credit Card. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Chase Freedom Unlimited vs. Simply pick up the phone to call Visa Signature Concierge. Citi Double Cash vs WF Active Cash . Wells Fargo Active Cash® Card. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card (rates and fees). I'm very happy with this change. But if you are looking for something that might be better I think the new PayPal credit card, which isn't available yet, would be a strong consideration. The Wells Fargo Active Cash card I believe has some restrictions on how you can redeem the cash back you will want to read the fine print there. For context, the average annual rewards payout from the cashback credit cards in the investor. I didn't mention this previously, but here's a breakdown of the Citi Custom Cash vs the. I've got the Amazon card, Amex blue cash. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. With the Double Cash Card, however, you earn. Most 2% cards don't have a SUB, while most 1. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The Citi Double Cash and Wells. Citi Double Cash® Card. The Citi Double Cash® Card earns 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus. The major difference between the Citi Double Cash vs. It offers a whopping 2%. Benefits and Drawbacks. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. 5% cards do. With the Double Cash Card, however, you earn 1% when you make the purchase and. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). Also, if I recall correctly, another bonus of the Wells Fargo Active Cash card over the Citi Double Cash card, is that new accounts get 15 months 0% APR on purchases, and the Citi card does not. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. 1 out of 5 rating 133 Reviews 133 Reviews. The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. Wells Fargo Cash Wise Visa card. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. 01 in any bank, or you can transfer points to a few airlines / hotels. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. S. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. Whereas with WF Active Cash you can only redeem cashback in increments of $25. I just called them yesterday to ask if the Autograph has the same $25 increment rule, and it does. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 99%. 6 min read Sep 08, 2023. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Wells Fargo Active Cash Card Review 2022. But if you spend $10000 with this new card, you’ll get $400. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. It also earns an unlimited 2%. Platinum X5 Card from Credit One basics. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. The Wells Fargo Active Cash® Card also has an intro APR offer (0% intro APR on purchases and qualifying balance transfers for 15 months from account opening, then a 20. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. After that there are no bonus categories that you have to keep track of. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. Best. com purchases. Citi® Double Cash Card vs. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Bank of America loyalists. 2% total cash-back. Plus, the card’s lengthy. Annual fee. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. partial_to_fractions. Wells Fargo Active Cash® Card: Best for earning 2% cash rewards on purchases (including Amazon) Citi® Double Cash Card : Best for 2% cash back everywhere with a long intro 0% APR on balance. It also offers a welcome bonus: a $200 cash. Wells Fargo Active Cash vs. We'll compare the introductory bonuses, how cashback is earned,. What you should expect to be given when managing a credit card. Annual Fee. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. Citi Double Cash Card. 2% flat rate and then 3% on PayPal. No annual fee: Capital One Quicksilver vs. And there is no cap on how much cash. Active Cash. Citi Simplicity cons. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi is better due to points games (rewards+ = 10% bonus) etc. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Both cards offer a $200 welcome offer bonus. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. 99%. You may also call 1-800-642-4720. However, the most significant difference is in the card APRs. Though not quite as straightforward as a flat 2% cash-back card, the Double Cash rewards 2% cash back on all purchases—1% when purchases. but I prefer my Citi double cash card, which is 2% as well. the Wells Fargo Active cash is the introductory APR offers. It also earns an unlimited 2%. Learn more about this card. I would personally make sure I'm well above that before committing to an annual fee card. 31, 2024. coopdude • 3 days ago. Citi’s Double Cash Card lets you earn a net of 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid. Chase Freedom Unlimited®: Best for Bonus. I received an email yesterday from Citi stating that the 1% cash back on purchases and 1% cash back on payments is changing to 1 point on purchases and 1 point on payments. The Wells Fargo Active Cash® Card. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. Wells Fargo Active Cash® Card vs. Bread Cashback™ American Express® Credit Card * vs. In this Citi Double Cash Card. Chase Sapphire Preferred Wells Fargo Active Cash. Annual fee: $95. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. So I'm looking at cards that always provide at least 2% cashback regardless of category. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Citi Double Cash Card vs. 6 min read Sep 08. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. Intro APR of 0% for 12 months from. Concierge service, 24/7. Wells Fargo Reflect® Card: Best balance transfer card. 24% - 29. Discover It Cash Back v. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. . This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. The Wells Fargo deals pay out quick. Bank Cash+® Visa Signature® Card. The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. You have the right. supermarkets, U. Jump to. Finally, they cash out at a standard . . Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. An introductory APR of 0% for 15 months from account opening on purchases ( 20. Chase Sapphire Preferred Wells Fargo Active Cash. It earns rewards in a similar fashion. Plus, you can earn 2% cash rewards on all purchases. Save your windfalls. The Money Hub. The card has a $0 annual fee, too. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Wells Fargo Active Cash vs. Costco Anywhere Visa Card vs. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. 7 minute read. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Citi Double Cash; Chase Freedom Unlimited vs. The Active Cash earns 2% cash. $0. Wells Fargo Secured. 1. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. 24 percent. 24%, 24. 24% to 28. 24% to 29. One perk of the Wells Fargo Active Cash Card 2% card vs. See related: Wells Fargo Active Cash vs. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. The new welcome offer brings it in line with other cash-back credit cards on the market. Wells Fargo Active Cash even offers an introductory purchase. 24% variable APR;. Assuming that this. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. Jump to. Wells Fargo Active Cash® Card (rates and fees). Miserable-Result6702. But Citi Double Cash gives 1% cash back on all purchases, plus another 1% back when cardholders pay their Double Cash bill each month. Wells Fargo Active Cash® Card. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Citi Double Cash. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Pros: - 2% back on all purchases everywhere MasterCard is accepted. Who the Wells Fargo Active Cash Card is Best For. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Wells Fargo Active Cash vs Citi Double Cash . The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. 1. The Freedom Unlimited card is a good choice if you’ll spend on select travel via the Chase travel portal, on dining, and at drugstores. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. Cash back rate. Citi Diamond Preferred highlights. A balance transfer fee of up to 5% of the each. 99% variable APR), so you’d be. Rewards rate: Up to 2 percent cash back on all purchases (1 percent when you buy, plus 1 percent when. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. Capital One Quicksilver Cash Rewards. These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. 74%, or 29. At which point, I use. A cash-back credit card is a rewards card that offers you cash back on your purchases. The card offers 2% cash back on everything – 1% back when. yeah i was thinking of that option as well, to me i’m deciding between autograph or Citi Custom Cash for my next card. Learn more: Citi® Double Cash Card. •. You’ll only earn 1. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Citi Double Cash® Card. 24% - 29. Wells Fargo Active Cash® Card. Unlike other 2% cash-back cards like the PayPal Cashback Mastercard® * , it comes with. Unlike. That's not exactly what I said. Citi Double Cash® Card. Slickdeals. Sep 19, 20239. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater).